Melbourne Institute of Applied Economic and Social Research - Research Publications
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ItemThe Retirement Expectations of Middle‐aged Australians*(Wiley, 2009-06)We use HILDA data to examine the retirement plans of middle‐aged Australians. We find that approximately two‐thirds of men and more than half of women report a numeric expected retirement age which we refer to as having a standard retirement plan. Still, one in five individuals seem to have delayed their retirement planning and approximately 1 in 11 either does not know when he or she expects to retire or expects to never retire. Retirement plans are closely related to current labour market position, with workers in jobs with well‐defined superannuation benefits more likely to report numeric expected retirement ages.
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ItemThe Asset Portfolios of Native-born and Foreign-born Australian Households(WILEY-BLACKWELL, 2009-03)This paper analyses the net worth and asset portfolios of native‐ and foreign‐born Australian families. Specifically, we estimate a system of asset equations with an adding‐up constraint imposed to control for diversity in household wealth. We find that the wealth of mixed and native‐born couples is not significantly different; however, immigrant‐only couples have approximately $162 000 less wealth than native‐born couples. Relative to equally wealthy native‐born couples, immigrant‐only couples hold substantially more wealth in their homes and less in the form of vehicles. Mixed couples and single individuals allocate their wealth across assets in the same way their native‐born counterparts.
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ItemRacial harassment, job satisfaction, and intentions to remain in the military(SPRINGER, 2009-07)